HEALTH INSURANCE
Let us find the right health cover for you
With access to exclusive deals for GT Western students, we’ll get the medical & hospital cover you need for peace of mind while you’re here
Deciding to study overseas is exhilarating. You can hardly wait to meet new people, learn about a different culture and take in all these international institutions have to offer. For your parents, it tends to be a bit more nerve-wracking. They want to make sure you’re safe and sound. Overseas insurance is one way to ensure peace of mind. A comprehensive policy – or set of policies – ensures that you and your personal possessions are protected should something happen while abroad. We know securing insurance doesn’t sound as fun as planning out your overseas study adventure or making a bucket list of destinations to visit whilst abroad, but trust us – it’s one of the most important pre-planning tasks standing before you. In fact, many universities make travel insurance mandatory. In Australia, most international student visas require overseas student health cover (OSHC) for the entire duration of study. According to the Australian government there are only three exceptions to this. If you are a:
General travel insurance often has some level of medical coverage but is more focused on personal belongings, travel plans and accommodation costs. It’s advisable to purchase your travel insurance policy as soon as you’ve put down any money for your trip. That way, you’ll be protected if something goes wrong. There are loads of different options when it comes to general travel insurance and your education agent can almost certainly help you find a suitable policy. As a rule of thumb, look for policies that include coverage of these three basic scenarios:
Forgetting to secure your overseas student health cover is no small mistake. As we mentioned earlier, OSHC is required for international students as a core visa requirement (with a few exceptions). Standard OSHC policies provide coverage or partial payment when you:
Having OSHC is the difference between a hefty medical bill and a manageable expense. Without health cover, any kind of professional treatment can get expensive fast. It’s not just about saving money either – if something does go wrong; it will give your family at home peace of mind. They’ll know that someone will be there ready to take care of you without the worry of hefty hospital fees. When travelling overseas you want to make sure you’re covered in case of a medical emergency.
There are usually a range of options to suit your type of study, location and budget
We’ve built strong relationships with industry leading insurers, and can offer exclusive rates for our students, that you’d be unlikely to find anywhere else
If everything is ok with your visa and course applications, we’ll help you to apply for a health cover policy and make sure it’s ready to go when you get there
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